ClipClip

A new approach to money across borders.

We're building Clip for the Gulf. We're designing an account experience for adding money in your local currency, spending with a card, and sending money across borders, subject to licensing and launch. Clip isn't available yet.

In development for the Gulf. Launch market not yet confirmed. Not yet licensed.

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Design preview — not a live product

The problem we're working on

0–0%
What the region's remittance corridors still cost on average
1 in 0
People in the region who already hold digital assets their bank won't touch
0–0 days
How long an international transfer can take today.

What we're building

Four parts of one simple account. All in design, none live yet.

Deposit

We're designing a way to add money in your local currency through supported payment methods.

Spend

We're exploring a card experience for everyday spending, subject to the necessary approvals and partnerships.

Send

We're designing a simpler way to send money locally and across borders.

Hold

We're designing a clear view of your balance, so you can see what you have in one place.

How we're approaching it

A design comparison, not a product claim.

Area
Clip (in design)
Typical approach today
International transfers
Designed for seconds, minimal cost
Often days, with FX margins
Digital assets
Designed to be supported natively
Generally not supported
Digital local currency
Planned as the core balance
Generally not available
What powers it
Fully‑backed digital local currency
Traditional banking rails
Reach
Designed to work across borders
Typically tied to one country
International transfers
Clip (in design)Designed for seconds, minimal cost
Typical todayOften days, with FX margins
Digital assets
Clip (in design)Designed to be supported natively
Typical todayGenerally not supported
Digital local currency
Clip (in design)Planned as the core balance
Typical todayGenerally not available
What powers it
Clip (in design)Fully‑backed digital local currency
Typical todayTraditional banking rails
Reach
Clip (in design)Designed to work across borders
Typical todayTypically tied to one country

Built for licensed rails

We're designing Clip to operate only after the necessary licensing in each launch market, and only on appropriate regulated rails. The proposed approach would depend on fully‑backed digital versions of local currency permitted by the relevant central bank, and on appropriately licensed partners. These arrangements are not live.

Security is a design priority, including institutional key management and biometric sign‑in where appropriate.

Local currency in
Digital balance
Spend
Send
Hold

Design concept

Now
Subscribe for launch updates. Early subscribers get founding‑member status.
Next
Licensing in our first market, then a closed beta if approved.
Then
Public launch, subject to approvals, and the wider region.

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